About USA Living - Credit for the Life You Want

About us

USA Living is a group of 24 specialty retail stores spanning 12 states and Washington, DC — all dedicated to making it easier to buy brand-name products with the help of flexible credit options. Here you’ll find everything you need to live the life you want…from stylish furniture, top appliances and big-screen TVs to computers, smartphones, jewelry and more.

If you’re just starting to build or working to rebuild your credit, USA Living can offer you affordable monthly payment plans on a wide array of merchandise. Simply:

  • Apply for credit either online or at any USA Living store.
  • Receive a credit decision within minutes. We’ll tell you how much credit you qualify for — based on the monthly payments you can support. While we’re careful not to extend more credit than you can manage, we’re also committed to making it easier to access the credit you deserve. And if you’re an active government or military employee, we guarantee you’ll be approved for financing.
  • Visit any of our stores to buy the merchandise you want up to your approved credit amount. When you come in, we’ll finalize your payment plan and schedule immediate deliveries.

Because USA Living reports payments to credit bureaus monthly, your timely payments may be able to help you improve your credit standing faster. Plus we’ll never assess any penalties if you pay off your purchases sooner.

Our representatives are eager to help you move forward. Simply stop by any of our USA Living stores today. It’s time to love the way you live!


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Military and government employees are always approved for credit. Everyone is welcome to apply for financing.

USA Living, 3320 Holland Road, Virginia Beach, VA 23452 (866) 751-7333